Insurance
It is important that you know what we insure and
what we do not insure, and the risks you take if you do not take
out proper insurance.
We have a buildings insurance policy which covers all our
properties. This means that we insure the structure of your home
and all the internal fittings which are our property. These are the
kitchen units, sinks, baths, basins, doors, heaters and so on.
We do not insure your own belongings. You should insure your
belongings by taking out a 'contents' insurance policy which you
can get from most insurance companies.
When you are deciding whether to insure your belongings, and
which insurance company to use, you need to consider the risk of
your belongings being lost as a result of theft, fire and so on.
However, you should consider more than just that.
Most contents policies will also insure you for
any claims made against you by someone else. Check that the policy
you choose covers this and remember the risks you run if you are
not insured.
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