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Mortgage rescue scheme

26th January 2009

The Government has announced its mortgage rescue scheme has been extended across England.

The scheme is targeted at households with incomes of less than £60,000 a year who would be entitled to be re-housed under homelessness legislation, such as the elderly, disabled or those with children.

You can either sell a share of your home to a housing association, enabling your monthly mortgage payments to be significantly reduced, or sell the entire home to a housing association and remain in the property as tenants paying a subsidised rent.

If you are currently facing financial difficulty and are having problems meeting your monthly mortgage repayments, we would urge you to contact your mortgage lender immediately to discuss your options direct with them. You can also contact the Citizens Advice Bureau, which will put you in contact with other organisations that may be able to help.

To find out more about the mortgage rescue scheme, you will need to contact your local authority in the first instance.

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